Superannuation, commonly referred to as “super,” is an integral part of financial planning in Australia. However, many people tend to overlook it, thinking it’s not urgent or too complicated. The truth is, managing your super early can significantly impact the quality of your retirement. Whether you’re just beginning your career or approaching retirement, it’s essential to take action now to ensure financial stability later in life. Why People Neglect Superannuation Many people delay dealing with their superannuation because retirement feels distant, or the topic just doesn’t seem exciting. It’s easy to think, “I’ll sort it out later,” especially when you’re focused on other financial priorities like mortgages, rent, or running a business. However, this mentality often pushes retirement planning down the list until it becomes a more pressing issue. The sooner you start contributing to your super, the more you benefit from compounding returns. Compounding is the process where