Building wealth is a long-term goal that requires careful planning, discipline, and strategic decision-making. One key aspect of wealth accumulation is asset allocation, which involves distributing investments across different asset classes to optimize returns while managing risk. In this article, we will delve into the importance of wealth accumulation and explore the concept of asset allocation as a fundamental strategy for achieving long-term financial success. Wealth accumulation refers to the process of systematically increasing one's net worth over time. It involves setting financial goals, saving consistently, and investing wisely. The primary objective of wealth accumulation is to generate and grow assets that will provide financial security , fund future goals, and potentially create a legacy for future generations. A critical component of wealth accumulation is asset allocation. Asset allocation involves dividing investments among different asset classes, such as stocks,