Australian Investment Education

Ready for a holiday? So are we. Travelling in 2021 has become awfully more difficult considering the breakout of the COVID-19 pandemic. And the slow rate of vaccinations here in Australia. Here’s how to find value for money. Also, capitalise on points and ensure your plans are safe as we start to travel again: The Travel Landscape As it stands right now, the travel landscape is a whole different world compare to what it used to. For this broadcast, host Andrew Baxter has called upon expert travel agent, Kylie Luttrel , for her insight into the world of travel in today’s world. As founder and creator of the Travel Notebook , Kylie mentions that people across different states have varying interests when it comes to travelling in Australia. Those in QLD or NSW are much more likely to want to go on a holiday. Which given they have less restrictions. Whereas, those stuck in VIC (who are probably home-schooling their kids) much prefer to not hear about anything travel related. W...

How to Save on Your Mortgage Low interest rates have offered a great opportunity to investors to enter the market cheaply over the last few years, but that is about to change. In this week’s Money and Investing Show, tune in as host Andrew Baxter runs through some nifty ways to keep up on your repayments with higher interest rates: Interest Rates and Mortgage Repayments Interest rates have remained unchanged at very low levels for the last 10 years making it very cheap to borrow. As host Andrew Baxter points out however, those approaching the end of their fixed rate terms will be concerned in hearing that interest rates are soon to be increased in the US and swiftly followed by the Reserve Bank of Australia. Increased rates mean higher repayments, and higher repayments mean less money in your account to spend. In this podcast, join Andrew and Mitch as they explore some options to help soften the blow when the due dates for those upcoming repayments to keep up with. Starti...

Tech Wreck Version 2 The month of April was a tough one for investors, particularly those heavily invested in the technology space. While there is a broad scope of what technology companies do, Host Andrew Baxter has noticed some signs similar to what he saw before the dot com boom and bust of the late 1990’s. Join us in this week’s podcast to hear more: Share Price and Business Outlook The tech sector has been very much a hyped portion of the market for a long time. Investors over the last few years have been willing to pay more than they should for major tech stocks with the mentality of ‘it is simply going up’. Host Andrew Baxter explains that these stocks have not been good value at all and how we can tell. The PE ratio (Price to Earnings) is a widely used measure of the stock price relative to its earnings per share and is used to determine whether a stock is good value. For the most part, it takes into account the most recent earnings result. The typical ratio i...

Can You Be Too Kind To Your Kids? It’s no secret that the property market in popular areas is very difficult to break into for first home buyers. Many parents are lending a hand to their kids in order to help them get a foot in the door, but sometimes is it cruel to be kind? Join us today as we have a look at some of the issues coming from loaning from the bank of Mum and Dad: How Big is the Bank of Mum and Dad? In Australia, there is estimated to be as much as $35 billion in loans from parents to their kids. Although the purposes may be mixed, the majority of that is based in the housing market, with the average gift being about $100,000 for a housing deposit. Host Andrew Baxter points out that sometimes it is cruel to be kind and helping too much is not necessarily helpful in the long run. What we leave behind for our kids is often at the forefront for parents, and very few hesitate to help their child when they need it. Is there such a thing as helping too much? Perh...

As the world’s most famous investor and arguably. One of the most successful investors of all time. The Warren Buffet Way has stood the test of time – or has it? Here is our take on the Warren Buffet Way and why it may not work in every modern-day market situation: Warren Buffet  Unless you’ve been living under a rock for the last 50 years. It’s pretty hard to not have heard of Warren Buffet . As one of the world’s most famous and successful investors of all time. Warren Buffet founded a fund called Berkshire Hathaway in the late 50’s. And Warren Buffet’s mode of operation since inception has been nothing shy of grand. As rather than buying 100 shares in a given company for his fund. He typically might purchase 5,10, even 15% of a company he buys into – as an example. The guy owns over 5% of Apple. Over the years, Berkshire Hathaway has generated billions of dollars in profit for their investors says host Andrew Baxter. However more recently over the last 10-15 years h...